Events
  • Alex Olson

    Dec 06| Lectures
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    Artsy best decribes Alex Olson’s works as "abstract, but that’s not how she would choose to refer to them: “In fact, the way I approach painting is almost the opposite in that nothing is an abstraction of something else,” she says. “It literally is what it is.” Olson’s paintings aim to be exact records of how they were made, self-evident in their construction.

  • Marisa Matarazzo is an Assistant Professor in the Graduate Writing program at Otis. She is the author of Drenched: Stories of Love and Other Deliriums, which Aimee Bender called "a collection that marks its own territory and stamps it out with a textured beauty." Her work has appeared in Faultline, Hobart, Fivechapters, Unstuck, and other literary journals, and she has taught at UCLA Extension, the Art Institute of California, Los Angeles, and UC Irvine.

  • Gracie DeVito’s work challenges codified modes of art making and production; the output of the work shifts fluidly from painting, to sculpture, to found objects, to performance. Characters and motifs, manifested by DeVito herself or by the characters she creates, rotate through the 2D and 3D spaces of her pieces. 

  • Joint Venture

    Dec 10| Exhibition
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    Joint Venture is a group exhibition of collaborative projects by artists from ECF’s Inglewood Art Center and students from Otis College's Creative Action class, Uniquely Abled, taught by Michele Jaquis and mentored by Marlena Donohue.

     

    December 8, 2016 - January 6, 2017

    Gallery Hours M - F 11am - 3:30pm

     

  • LA Portfolio Day

    Jan 15| Special Event
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    Otis College of Art and Design is pleased to host the Los Angeles Portfolio Day on January 15, 2017 from 12-4pm!

    Bring your portfolio for an informal review by representatives from art and design schools, and learn about their programs of study. Portfolio Day events are held across the country, high school students, parents, teachers, guidance counselors and college transfer students are encouraged to attend.

  • James Hannaham

    Jan 25| Lectures
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    James Hannaham is the author of the novels Delicious Foods, which won the 2016 PEN/Faulkner Award, and God Says No, a Stonewall Honor Book and a Lambda Literary Award finalist.

  • Tuning the Room

    Jan 28| Exhibition
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    Anna Craycroft: Tuning the Room

    January 28 - April 16, 2017

    Ben Maltz Gallery

O-Tube

Private Loans

Private Loans are educational loans offered to students by private lending institutions (banks). These loans are for educational expenses only and should be used as a last resource, as they require a long-term committment to repay and typically high interest rates. Also failure to repay your private loans may result in serious consequences to your credit!
Please contact the Financial Aid Office if you have any questions regarding your decision to borrow a Private Student Loan.
 

STEPS TO PRIVATE LOANS:

1.    Take Federal Loans First
Make sure you take advantage of Federal loans and grants first! Federal Direct Loans offer fixed rates, please learn more about them HERE. Parents interested in borrowing on their child’s behalf should consider the advantages of the Parent PLUS Loan (fixed interest , forbearance options and possible tax benefits)

2.    Co-signer??
Most students do not qualify for private loans without a co-signer. Please review our Co-signer 101 section below to learn more about who to ask.

3.    Choose Your Lender
Review some of the lenders we work with on the OTIS FastChoice Tool. It’s up to you to be a well-informed consumer and choose the best lender for you.
Students have the right to select the education loan provider of their choice and are not required to use any of the current lenders listed in the OTIS FastChoice Tool.

4.    Submit your Application
If you choose one of the lenders listed in the OTIS FastChoice Tool, complete the application online. Follow your lender’s instructions and call them if you have questions.

5.    OTIS will Certify (no action on your part)
Once you have completed the application with your lender, they will send an electronic ‘certification request’ to Otis. The Otis Financial Aid Office will confirm your attendance and certify the amount you are eligible for (taking into account your COA and other financial aid).

6.    Check your Otis Self Service
Your financial aid amounts are always available for you to view online in your Otis Self Service.


COSIGNER 101
What is a “co-signer”?
A co-signer is a person who agrees to take on the responsibility for your private student loan debt, should you fail to repay.
Some lenders provide "co-signer release" options that will release your co-signer from responsibility once you are able to qualify for the loan on your own and make a certain number of on-time payments.

An ideal co-signer should have the following qualifications:
•    Four to five years of credit history
•    A majority of revolving credit remains unused (20% rule)
•    No serious derogatory items exist on their credit report
•    Steady employment with sufficient income


OTHER THINGS TO KEEP IN MIND

  • Interest rates on private loans can be fixed or variable. Variable rates can increase or decrease over time, depending on the market conditions and the lender
  • Loans must be repaid with interest
  • Check with your lender regarding repayment options as private loans are not eligible for Federal Loan Consolidation which helps to lower payments
  • Even if you qualify for a private loan on your own, consider having a credit worthy co-signer to get a lower interest rate
  • Use the loan calculator in the Otis FastChoice Tool to project what your payments will look like in the future (located at the bottom of the page)
  • Be sure to review our Overview of Private Loans for more information
  • Contact your lender or the Financial Aid Office if you have any questions
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