Events
  • Margo Victor

    Sep 29| Lectures
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    Margo Victor lives and works in Los Angeles, California and received her BFA at the California Institute of the Arts. Her work has been exhibited at Kunstlerhaus Stuttgart and Stedelijk Museum Amsterdam; Happy Lion in Chinatown, Los Angeles, California; Cirrus Gallery in Los Angeles; Elizabeth Dee Gallery in New York.

  • Shila Khatami

    Oct 04| Lectures
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    Shila Khatami has had solo exhibitions at:
    Autocenter in Berlin, Kunstverein Dillingen, 
    Galerie Samy Abraham in Paris, 
    Galerie Susanna Kulli in Zurich, 
    Clages in Cologne and Treize in Paris.
    Group exhibitions include:
    “00ooOO - holes, dots, balls“ with Davide Bertocchi at Hopstreet, Brussels ; 
    “Punkt-Systeme,Vom Pointilismus zum Pixel“ at the Wilhelm Hack Museum, Ludwigshafen; 
    „BYOB“ at Palais de Tokyo, Paris; 
    “Dorothea“ at Ancient & Modern, London; 
    “Ambigu“ at Kunstmuseum St. Gallen.

  • John Keene

    Oct 05| Lectures
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    John Keene is the author of the novels Annotations and Counternarratives, as well as several other works, including the poetry collection Seismosis, with artist Christopher Stackhouse, and a translation of Brazilian author Hilda Hilst's novel Letters from a Seducer. The recipient of a Whiting Award, Keene has been a member of the Dark Room Writers Collective and a Cave Canem fellow. He has served as the managing editor of Callaloo and taught at Northwestern. He currently teaches at Rutgers University-Newark and lives in New York.

  • Leonardo Bravo is an artist, curator, and educator and the Founder of Big City Forum. Big City Forum is an interdisciplinary project designed to explore the intersection between design-based creative disciplines (Design, Architecture, Urban Planning, etc) that take into account public space and the built environment. Big City Forum facilitates the exchange of ideas through gatherings, symposiums, exhibitions, and special events that promote forward-thinking projects and the individuals at the forefront of this vision.

  • Chris Coy

    Oct 11| Lectures
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    Chris Coy is an artist and filmmaker. His work has shown at the New Museum of Contemporary Art in New York, the Sundance Film Festival, the Utah Museum of Contemporary Art, the Netherlands Media Art Institute, and numerous international art festivals and exhibitions. He received his MFA from the University of Southern California in 2012. He is represented by Anat Ebgi, Los Angeles.

  • Professor Karen Tongson joined the USC faculty in English and Gender Studies in fall 2005. She received her Ph.D. in English from the University of California, Berkeley. Before coming to USC, Tongson held a University of California President's Postdoctoral Fellowship in Literature at UC San Diego, and a UC Humanities Research Institute (UCHRI) Residential Research Fellowship at UC Irvine.

  • Artist Polly Apfelbaum in conversation with David Pagel, within Apfelbaum's exhibition Face (Geometry) (Naked) Eyes.

     

O-Tube

Student Loans

A loan is a financial aid award that must be repaid with interest. Federal Loans are a form of need-based aid, meaning they are offered based on financial need as determined by the Free Application for Federal Student Aid (FAFSA).

Direct Loans // Parent Loans // Private Loans


Direct Stafford Loan

Eligibility:
1.    Minimum half-time enrollment
2.    US Citizens and Eligible Non-Citizens who submit a FAFSA (Subsidized is for Undergraduate only and depends upon financial need.)

Deadline:
For the upcoming academic year, it is recommended that all items requested by the Financial Aid Office be submitted by June 15, in order to be processed in time for the beginning of the school year. All loan requests must be received no later than the last day of the semester in which the funds are being requested.

Application:
1.    FAFSA (with OTIS listed)
2.    Direct Stafford Loan Master Promissory Note & Entrance Counseling (online)

Amount:

Grade Level     Base Stafford Amount Dependent Undergrad Unsubsidized Independent Undergrad Unsubsidized Graduate Students
Freshman (0-29 units)   $3,500 $2,000 $6,000 $20,500 Unsub
Sophomore (30-62 units)   $4,500 $2,000 $6,000

$20,500 Unsub

Junior
(63-95 units)
  $5,500 $2,000 $7,000  
Senior
(96-130 units)
  $5,500 $2,000 $7,000  

Renewable:
Yes, with a yearly completion of the FAFSA. Once you sign your Direct Loan Master Promissory Note (MPN) and receive your loan funds, your MPN will be valid for ten years.

Funding:
A loan funded by the U.S. Department of Education that must be repaid with interest. Amount determined by the Free Application for Federal Student Aid (FAFSA) and your grade level.

Interest:
1.    3.76 % for Undergraduate Direct loans with a first disbursement between July 1, 2016 to June 30, 2017.
2.    Subsidized loans have no interest while in school or during the 6 month grace period.
3.    Interest on unsubsidized loans begins to accrue as of the date funds are disbursed.
4.    Origination fee: For loans with a first disbursement after July 1, 2015 - 1.068% of loan amount.

Once students complete the FAFSA and submit all other requested paperwork, the Financial Aid Office will determine whether student is eligible to receive subsidized or unsubsidized funding. The Financial Aid Office will contact the student regarding loan eligibility.
 



Direct Parent/Grad PLUS Loan

Eligibility:
Parent Plus: Credit-based, non-need loan for parents of dependent students who are enrolled at least half-time in an eligible degree program. The student and parents must be either U.S. Citizens, or eligible non-citizens with a U.S. address. Student and parents must complete a current year FAFSA (with OTIS listed).

Grad Plus: Credit-based, non-need loan for graduate students. Students must be either a US Citizen or eligible non-citizen with a US address. Students must complete a current year FAFSA (with OTIS listed)

Deadline:
For the upcoming academic year, it is recommended for all items requested by the Financial Aid Office to be submitted by June 15th in order to be processed in time for the beginning of the school year. All loan requests must be received no later than the last day of the semester in which the funds are being requested in order to be processed.

Application:
1.    Complete the application online via the StudentLoans.gov website by clicking on "Apply for a  PLUS Loan" (parents must log-in with their FSA ID)
2.     If approved, complete the Plus Master Promissory Note also found at StudentLoans.gov

Amount:
Up to Cost of Attendance minus other financial aid.
Please note: if a parent is denied a Parent PLUS Loan based on their credit, your student becomes eligible for the Independent student Unsubsidzed Loan amount.
Parents with adverse credit history may still be approved if they are able to document extenuating circumstances or obtain an endorser.

Renewable:
No, students must re-apply each academic year.

Forms:
Loan Change Form - If you would like to increase or decrease your loan amounts.

Interest:
1.    The Parent (or Grad) PLUS Loan has a fixed interest rate of 6.31% for Parent PLUS Loans with a first disbursement between July 1, 2015 and June 30, 2016.
2.    The Parent (or Grad) PLUS Loan origination fee: For loans with a first disbursement between July 1, 2016 and June 30,2017 - 4.272% of loan amount.


Renewable:
No, students must re-apply each academic year.
 

To learn more about the Direct Parent PLUS Loan program please visit the Department of Education website.


Federal Perkins Loan


Eligibility:
Based on financial need and availability of funds.

Deadline:
Priority given to earliest applicants with a completed FAFSA.

Application:
1.    FAFSA (online)
2.    Complete financial aid file with OTIS Financial Aid Office.
3.    Once students complete the FAFSA and submit all other paperwork requested by the Financial Aid Office, the Financial Aid Office and will determine Perkins Loan eligibility. If eligible, the student will be notified by the Financial Aid Office.

Amount:
1.    Up to $2,000 per academic year for new students.

Renewable:
As funds are available.

Funding:
The Federal Perkins Loan is a campus-based federal loan awarded by the Financial Aid Office to undergraduate students.

Interest:
The Federal Perkins Loan is subsidized and has an interest rate of 5%.

Repayment:
Begins nine months after graduating or dropping below half-time status.

Curious about federal loans? Here are some suggested steps for acquiring federal loans.

 


Private Student Loan

Eligibility:
Borrower must be a US Citizen, eligible non-citizen, or an international student with a U.S. Citizen Cosigner (varies per lender). Both eligible non-citizens and international students need to have a current address in the United States.

Deadline:
Private loans are certified throughout the school year. It is recommended that you submit your loan application to your lender no later than a month before the last day of the semester for which you are requesting funds. Please allow 4-6 weeks for processing.

Application:
1.    Choose Your Lender and Complete Your Application (online)*
* note: Students have the right to select the education loan provider of their choice and are not required to use any of the current lenders listed in the OTIS FastChoice Tool.

Amount:
Minimum loan amounts vary per lender. Maximum loan amounts are determined by subtracting all of a student's financial aid from their cost of attendance for the academic year.
Funds are disbursed by the lender on a per semester basis unless othewise noted by the student (either in writing to the Financial Aid Office or via their online loan application).

Renewable:
No, Must re-apply annually.

Interest:
Varies according to lender and applicant credit score.

Cosigner:
Criteria for approval varies per lender. However, unless you are steadily employed, earn at least $12,000 a year, and have a stable credit history with a good FICO score (over 700), you will more than likely need a cosigner in order to be approved for a private student loan.

To read our recommended steps to receiving Private Loans, please click here.

Loan Debt Statistics AY 2014-2015

Otis College Ranked 6th in Nation by The Economist