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Waiving the Health Insurance

Waiving the Otis College Health Insurance Plan

All Otis College students are required to have health insurance and are automatically enrolled into the student health insurance plan. Students with health insurance coverage that meets the College's requirements may waive out of the plan by completing an online waiver.

Temporary Health Insurance Waiver Exemptions - Fall 2020

The Health Insurance Waiver Exemption is for students that are working remotely. If you will be returning to campus/the Los Angeles area and have active insurance, please complete the standard waiver through Academic HealthPlans. Due to COVID-19 and the temporary changes made by Otis College for the upcoming 2020-2021 academic year, there will be additional insurance exemptions in Fall 2020. All requirements must still be completed by the August 15, 2020 deadline to be considered for waiver approval.

Per Otis College policy, all degree seeking students enrolled in BFA and MFA programs are required to have health insurance. All currently enrolled students are automatically enrolled in Otis College's Student Health Insurance Plan, unless a waiver is completed. Students with health insurance coverage that meets the College's requirements may waive out of the plan by completing an online waiver.

Remote International Students - Waiver Exemption Policy
Remote Domestic Students - Waiver Exemption Policy 

The deadline to submit Fall 2020 Health Insurance Exemptions has passed. Please contact the OneStop for financial assistance or to create a payment plan regarding your health insurance plan.

2020-2021 Academic Year Waiver Deadlines:
Program Deadline
(MFA Graphic Design) 8/15/2020
(BFA/MFA) 8/15/2020
(Incoming Spring 2021 Students) 1/31/2021

IMPORTANT - Unless you waive out of the Student Health Insurance Plan by the deadline, you will remain enrolled in the Student Health Insurance Plan, and the premium (cost) will be applied to your student account. Once enrolled onto the Student Health Insurance Plan, you will be enrolled on the plan for the remaining plan year. 

Please note, the 2020-2021 plan year, you only need to waive one time.
Once you have waived, your waiver will carry through into the following semester should you continue at the college. 
NEW INCOMING STUDENTS OF SPRING 2021, your waiver submitted in Spring 2021 will be valid for January 7, 2021 through August 14th 2021.

If you would like to waive for the 2021-2022 plan year, you will need to submit a new waiver for that plan year, which will be available before the Fall 2021 academic semester. The waiver link and instructions will be sent to student's Otis College email address from Academic Health Plans (AHP).

WAIVER INSTRUCTIONS 
  1. Have an electronic copy of your current insurance card and your Otis College student ID.
  2. Go to: https://otis.myahpcare.com.
  3. Select “Waiver”
  4. Select the Domestic BFA/MFA student or International BFA/MFA student link.
  5. Log in to the system by using the following:
    • Login – OC ID (Ex:X12345678)
    • Password – Date of Birth in MMDDYYYY format, unless previously changed. (Ex: 01011990)
  6. Select the ‘Sign In” button.
  7. On the home page, select “WAIVE” button from the “I Already Have Insurance” section.
  8. Enter your insurance information and attach your required documentation.
  9. Select the ‘Submit Waiver’ button at the bottom of the waiver form.

*Please allow 7-10 business days from waiver approval for the Health Insurance Fee to be removed from your student account 

WAIVER REQUIREMENTS
  • Your current insurance plan must give you access to in-network/contracted doctors, specialists and facilities located in Los Angeles. Regional HMOs and state funded insurance plans outside of CA may not meet this requirement. Please confirm with your insurance company if you are unsure.
  • Your plan must have a US phone number and address
  • If you have an international insurance plan, your plan must meet the US Government J1 Visa minimum requirements - 1) Medical benefits of at least $100,000 per accident or illness 2) Repatriation of remains in the amount of $25,000 3) Medical Evacuation benefit in the amount of $50,000 or more 4) Deductible must be $500 or less for each accident or illness

*It is your responsibility to ensure that your health insurance plan meets the above requirements. If you are unsure, please confirm with your health insurance carrier.

    If you waived the school's insurance, then lost your outside coverage

    If this applies to you, you are still obligated to have health insurance coverage while at Otis College.This most commonly occurs in the following scenarios:

    • Students turns 26 and loses coverage under their parents
    • Covered CA or Medi-Cal coverage is not renewed
    • Parent loses coverage through work so student no longer has their coverage

    If you lose health insurance coverage part way through the plan year, you have the option to get onto the school's health insurance plan for the rest of the plan year. Your coverage will be pro-rated so that you only pay for the months that you receive coverage. If you would like to get onto the school's insurance mid-year, or have questions about this policy, please contact the Student Health and Wellness Center at studenthealth@otis.edu or by phone at 310-846-5738

    Questions? Contact:

    Student Health and Wellness Center | studenthealth@otis.edu | 310-846-5738