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Student Health Insurance Plan

Student Health Insurance Plan

Otis College Health Insurance Policy:

All degree seeking students enrolled in BFA and MFA programs are required to have health insurance. All currently enrolled students are automatically enrolled in Otis College's Student Health Insurance Plan, unless a waiver is completed. Continuing and new incoming Fall 2022 students will receive an email from Academic HealthPlans (AHP) in May 2022 with waiver instructions. 

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Health Insurance Adminstrator and Plan Network

Otis College's insurance plan is administered through Anthem. It is a full service plan that utilizes the Anthem PPO Network. You are able to find insurance information regarding cost, benefits, claims, and more at: https://otis.myahpcare.com/


Plan Perks & Highlights:

  • All services at the Student Health and Wellness Center (SHWC) on campus are 100% free (no co-pays)
  • On-Site Physician and Nurse Practioner in the SHWC on campus
  • Full service PPO plan with nationwide network
  • Dental and Vision included
  • Low co-pays and deductible for off-campus services
  • Student Health and Wellness Center provides benefit and claims assistance, referrals and coordination of care
  • Otis College 2022-2023 Student Health Insurance Brochure

Discount Programs:


2022-2023 Pricing and Coverage Charts

BFA (undergraduate) & MFA:

Term Cost Coverage
Fall (2022) $961* (5 months of coverage) 8/15/2022-
1/6/2023
Spring/Summer (2023) $1,459* (7 months of coverage) 1/7/2023-
8/14/2023

*Student rate is subsidized by the college, thus it will be different than the dependent rate.  


BFA (undergraduate) & MFA - Waiving: New SPRING semester students ONLY!

Term Dates Coverage
Waiving Link Will Be Available 12/12022-
2/1/2023

Students are eligible to waive once they are admitted, enrolled and registered at Otis College.

Waiver Deadline 2/1/2023

*If you have special circumstances please visit the Student Health & Wellness Center for more information*


MFA Graphic Design:

Term Cost Coverage
Summer 1 (2022) $544* 6/13/2022-
8/31/2022
Fall (2022) $870* 9/1/2022-
1/6/2023
Spring (2023) $1040* 1/7/2023-
6/8/2023
Summer 2 (2023) $571* 6/9/2023-
8/31/2023

*Student rate is subsidized by the college, thus it will be different than the dependent rate.  


MFA Graphic Design - Waiving:

Term Dates Coverage
Waiving Link Will Be Available 5/2/2022-
6/1/2022
Students are eligible to waive once they are admitted, enrolled and registered at Otis College.
Waiver Deadline 6/1/2022

*If you have special circumstances please visit the Student Health & Wellness Center for more information*


Dependent Coverage

You may enroll eligible dependents onto the health insurance plan as long as you are covered. For MFA Graphic Design students, the Summer 1 deadline to enroll dependents is 6/1/2022. For BFA (undergraduate) and MFA students, the Fall deadline to enroll dependents is 8/1/2022 (unless you are a new incoming Spring smester student, then the deadline is 2/1/2023).

If you would like to enroll dependents for the 2022-2023 academic year, please visit the following site. If you have any questions or need additional assistance, email studenthealth@otis.edu


Leave of Absence & Not Re-Enrolling

The school's insurance plan covers you each semester that you are enrolled. Should your matriculation continue into the next semester, your coverage will also continue. If you do not enroll, or take a leave of absence less than 30 days into the next semester, your insurance will be terminated (end) the last day of coverage for your last enrolled semester.

  • Example 1: You are enrolled for Fall 2022, but do not enroll for Spring 2023. Your coverage will end on the last day of Fall 2022 coverage.
  • Example 2: You are enrolled for Fall 2022 and enroll for Spring 2023, but then take a leave of absence less than 30 days into the Spring semester. Your coverage be terminated back to the last day of Fall 2022 coverage.

If you take a leave of absence 31 or more days into the semester, your insurance will remain in place for the rest of that semester and you will not be issued a refund. 

Please note: There is often lag time bewteen your coverage ending and the insurance company's system showing that your membership is terminated. Should you use your insurance during that time, you will later be responsible to pay back anything that the insurance paid for you during that time. It is requested that you do NOT attempt to use your insurance after the termination date.


Accident Insurance

All currently enrolled students are enrolled in a comprehensive Student Accident Insurance plan.

Accident Insurance Plan

Accident Insurance Claim Form
(Download the form to fill it out online)


Insurance information for students enrolled prior to Fall 2019:

Tax Information/1095B Forms
If you were a member of the Student Health Insurance Plan during the 2016-2017, 2017-2018 or 2018-2019 plan years, Wellfleet (formerly known as CHP) will be sending you a copy of your 1095B form for tax filing purposes. The 1095B forms are NOT available online. They will be sent hardcopy to the address that Wellfleet has on file for you. Please make sure that Wellfleet has your most updated address by emailing customer service at customerservice@wellfleetinsurance.com

If you have questions about receiving your 1095B form, please contact the SHWC.


Further Questions? Please contact the SHWC Staff at studenthealth@otis.edu, Student Health and Wellness Center (Ahmanson 107) or by phone at 310-846-5738