Student Health Insurance Plan
Otis College Health Insurance Policy:
All degree seeking students enrolled in BFA and MFA programs are required to have health insurance. All currently enrolled students are automatically enrolled in Otis College's Student Health Insurance Plan, unless a waiver is completed. Students will receive an email from Academic HealthPlans (AHP) in early May 2020 with waiver instructions. Incoming Spring 2021 students will recieve an email from Academic HealthPlans in December 2020.
Health Insurance Adminstrator and Plan Network
Otis College's insurance plan is administered through Anthem. It is a full service plan that utilizes the Anthem PPO Network. You are able to find insurance information regarding cost, benefits, claims, and more at: https://otis.myahpcare.com
Plan Perks & Highlights:
- All services at the Student Health and Wellness Center (SHWC) on campus are 100% free (no co-pays)
- On-Site Physician and Nurse Practioner in the SHWC on campus
- Full service PPO plan with nationwide network
- Dental and Vision included
- Low co-pays and deductible for off-campus services
- Student Health and Wellness Center provides benefit and claims assistance, referrals and coordination of care
Discount Programs:
Pricing and Coverage Charts
BFA (undergraduate) & MFA:
| Term | Cost | Coverage |
|---|---|---|
| Fall (2020) | $950 (5 months of coverage) | 8/15/2010- 1/6/2021 |
| Spring/Summer (2021) | $1,330 (7 months of coverage) | 1/7/2021- 8/15/2021 |
BFA (undergraduate) & MFA - Waiving :
| Term | Cost | Coverage |
|---|---|---|
| Waiving Link Will Be Available | 5/1/2020- 8/15/2020 |
Students are eligible to waive once they are admitted, enrolled and registered at Otis College. |
| Waiver Deadline | 8/15/2020 |
*If you have special circumstances please visit the Student Health & Wellness Center for more information* |
MFA Graphic Design:
| Term | Cost | Coverage |
|---|---|---|
| Fall (2020) | $570 | 8/15/2020- 1/6/2021 |
| Spring (2021) | $760 | 1/7/2021- 6/8/2021 |
| Summer (2021) | $950 | 6/9/2021- 8/14/2021 |
| Fall (2021) | $570 | 8/15/2021- 1/6/2022 |
MFA Graphic Design - Waiving: :
| Term | Cost | Coverage |
|---|---|---|
| Waiving Link Will Be Available | 5/1/2020- 8/15/2020 |
Students are eligible to waive once they are admitted, enrolled and registered at Otis College. |
| Waiver Deadline | 8/15/2020 |
*If you have special circumstances please visit the Student Health & Wellness Center for more information* |
Dependent Coverage
You may enroll eligible dependents onto the health insurance plan as long as you are covered. For MFA Graphic Design students, the Summer deadline to enroll dependents is 9/15/20. For BFA (undergraduate) and MFA students, the Fall deadline to enroll dependents is 9/15/20. Incoming Spring 2021 students may enroll eligible depdents until the deadline of 1/31/21.
If you would like to enroll dependents for the 2020-2021 academic year, please utilize the Dependent Enrollment Sheet- If you have any questions or need additional assistance, email studenthealth@otis.edu
Leave of Absence & Not Re-Enrolling
The school's insurance plan covers you each semester that you are enrolled. Should your matriculation continue into the next semester, your coverage will also continue. If you do not enroll, or take a leave of absence less than 30 days into the next semester, your insurance will be terminated (end) the last day of coverage for your last enrolled semester.
- Example 1: You are enrolled for Fall 2020, but do not enroll for Spring. Your coverage will end on the last day of Fall 2020 coverage.
- Example 2: You are enrolled for Fall 2020 and enroll for Spring 2021, but then take a leave of absence less than 30 days into the Spring semester. Your coverage be terminated back to the last day of Fall 2020 coverage.
If you take a leave of absence 31 or more days into the semester, your insurance will remain in place for the rest of that semester.
Please note: There is often lag time bewteen your coverage ending and the insurance company's system showing that your membership is terminated. Should you use your insurance during that time, you will later be responsible to pay back anything that the insurance paid for you during that time. It is requested that you do NOT attempt to use your insurance after the termination date.
Accident Insurance
All currently enrolled students are enrolled in a comprehensive Student Accident Insurance plan.
Accident Insurance Claim Form
(Download the form to fill it out online)
Insurance information for students enrolled prior to Fall 2019:
Tax Information/1095B Forms
If you were a member of the Student Health Insurance Plan during the 2016-2017,2017-2018 or 2018-2019 (including Fall 2019) plan years, CHP/Wellfleet will be sending you a copy of your 1095B form for tax filing purposes. The 1095B forms are NOT available online. They will be sent hardcopy to the address that CHP/Wellfleet has on file for you. Please make sure that CHP/Wellfleet has your most updated address by emailing customer service at 1095b@wellfleetinsurance.com or calling 1-800-633-7867. For the 2019-2020 plan year, 1095B froms through Anthem will be mailed from Anthem between January 28-February 28, 2020. If you have any questions or concerns regarding your 1095B from Anthem, please contact their customer service line at 1-800-331-1476.
If you have questions about receiving your 1095B form, please contact the SHWC